Should You Fix Up Your House Before Selling or Sell As-Is?

This is one of the most common questions Ontario homeowners face. Spending money on repairs sounds logical — but the numbers do not always support this assumption.

When Repairs Make Financial Sense

• The repair cost is less than 50 percent of the added value it creates
• You have time — at least 2 to 3 months before you need to sell
• You have cash available without going into debt

When Selling As-Is Makes More Sense

• You need to sell quickly — repairs take weeks or months
• The repair cost exceeds the value it adds to the sale price
• You do not have the cash to fund repairs upfront
• You are dealing with an estate, divorce, or financial hardship